Privacy Policy


Welcome to Carga Y Paga® ("Carga Y Paga", "We", "us", "our") web site

The protection of the privacy of our customers ("You", "Your") is very important to us. This privacy policy is available to inform you about our collection and use of your personal information and non-personal, without prejudice to the provisions of the legislation on the protection of personal data. (Processing of personal data law 138 (I) / 2001, 2003 updates). This privacy policy applies to all customers Carga Y Paga and visitors who visit the web site By proceeding to use our web sites and / or send information to Carga Y Paga, you agree that your details are collected in accordance with the terms of this privacy policy, and when it is strictly necessary.

Collection and use of personal data

In order to provide our services, we can collect, process and disclose certain personal information and non-personal about you (see the protection of your personal data below), such as name, address, telephone number, date of birth, or a proof of identity (including type, issuer, and expiration date). For certain transactions, also collecting financial data selected, such as information from credit cards (including the type, number and expiration date), and any other information necessary to verify and process your request.

Automatic collection of personal data

In addition, web server log information is collected automatically whenever you visit the web site. Gathers non-personally identifiable information, such as the type of browser, IP address, and the pages you have visited (see the use of "cookies" below). Your IP address and access times may be tracked to your ID user in order to prevent fraud.


A cookie is a small piece of textual information that a web server may transfer to your web browser when you visit this web site. Cookies are commonly used by websites to improve your experience and for which systems to recognize your browser. Only the information you provide, or decisions to make during your visit to a web site, can be stored in a cookie. Allowing a website to create a cookie does not give that or any other site access to the rest of your team and only the site that created the cookie can read it. We, as Carga Y Paga use cookies for a variety of purposes: to assist us in the provision of services, which allow you to change pages during your visit to our website without entering their password, to track activity on our web site, or to determine if you come to our site from an affiliate web site. Cookies can not be used to run programs or deliver viruses to your computer. Carga Y Paga only uses cookies in accordance with applicable laws. Cookies by themselves do not tell us your e-mail address or otherwise identifies you personally. If you register in Carga Y Paga, this information may be linked to a cookie in order to enhance and personalize your online experience (e.g. welcome back when the return or provide access to your registration information). You have the option of deciding if cookies are accepted or not. You can configure your browser to notify you when you receive a cookie or to reject cookies. However, please note that if you do not accept cookies, You maybe will not be able to take the advantage in its entirety some of the features of our web site.

Click-through URL

We may occasionally use a "click-through URL". When you click on one of these addresses, they pass through our web server before reaching its final destination. We do track clicks to help improve the user experience, determine your interest in particular topics and measure the effectiveness of our customer communications. Carga Y Paga is committed to the protection, in the greatest extent possible, of their personal data and legal to process these data, in accordance with the provisions of the legislation on personal data processing. Carga Y Paga processes the personal data collected by us, strictly by the law, and does not disclose personal information about our customers to third parties non-public, unless such disclosure is required by the law on processing of personal data or if the users of the web site give their consent thereto.

The Law allows the disclosure of nonpublic personal information, if it is necessary to proceed or execute a transaction requested or authorized by the customer. The law also permits this Exchange where is released to protect the confidentiality or security of our records relating to clients, services or products we offer, or transactions. The law also permits disclosure of personal nonpublic information to protect against or prevent actual or potential fraud theft of identity, unauthorized transactions, claims or any other liability, as well as for the resolution of conflicts of customers or consultations. Carga Y Paga does not sell or swap the customer lists or customer information. Carga Y Paga must take all measures necessary to ensure that your data is treated securely and in accordance with this privacy policy. Any customer or visitor of this website has, in accordance with article 12 of the processing of personal data (protection of individuals) law 138 (I) / 2001, the right of access to personal data relating to you. In addition, the user of the web site reserves the right to object (which includes the right of rectification) for the treatment of personal data which concern you. These rights are exercised through the filing of an application in writing to the person responsible for the file and such requests shall be addressed to the Department of compliance Carga Y Paga, or by email at The data that we collect from you may be transferred and stored at a destination outside the European economic area ("EEA"), only if the storage of such information ensures an adequate level of protection. By submitting your personal data, you agree to this transfer, storage or processing. Carga Y Paga must take all measures necessary to ensure that your data is treated securely and in accordance with applicable law and this privacy policy.

Safeguards to protect the privacy

Carga Y Paga takes precautions to protect your personal and non-personal information. We maintain security physical, electronic and procedural measures in an effort to ensure your nonpublic personal information. All information provided to us is stored on our secure servers behind various firewalls to protect against loss, misuse, theft, and unauthorized modification, deletion or alteration of the information contained in the database. Your account login, personal details and all transactions are protected using Secure Socket Layer ("SSL") technology with high security 128 bit encryption. Where we have given you (or where you have chosen) a password that will allow you to access certain parts of our site, you are responsible for keeping this password confidential. Please do not share a password with anyone.

Sharing and transfer of personal information

Do not share personal information with non-affiliated third parties except where it is necessary for our professional needs and legitimate business, to carry out your requests, and/or as needed or permitted by law or professional standards.

Acceptable User Policy

Our Acceptable User Policy, establishes the uses permitted and prohibited uses of our site. By using our site, you must comply with this Acceptable User Policy. You may use our site only for lawful purposes.

You are not permitted to use our site:

  • In any case that it fails to comply with any law or applicable local, national or international regulation.
  • In any way that is unlawful or fraudulent, or has any purpose or effect illegal or fraudulent.
  • For the purpose of harm or attempt to harm minors in any way.
  • To send, knowingly receive, upload, download, use or re-use any material which does not comply with the rules for use of our site.
  • To transmit, or procure the sending of any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam).
  • To transmit knowingly any data, send or upload any material that contains viruses, Trojan horses, worms, time bombs, Key loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any software or hardware.

You also agree:

  • Not to reproduce, duplicate, copy or re-sell any part of our site contrary to the provisions of the conditions of use of the web site.
  • Not to access without authority, interfere with, damage or disrupt: any part of our site or any equipment or network on which our site is stored or any software used in the provision of our site.


Carga Y Paga understands the importance of protecting the privacy of children, especially in an online environment. In particular, our sites are not designed intentionally for or directed to children under the age of 13.


If you have submitted personal information to Carga Y Paga under most circumstances, you have the right to reasonable access to such data to correct any inaccuracies. Can also make a request to update or delete information about you by contacting with, and we will make all reasonable efforts and practices to comply with your request, provided it is compatible with the applicable law and professional standards.

Data Security and Integrity

Carga Y Paga has policies and reasonable security procedures in place to protect personal information from unauthorized loss, misuse, alteration or destruction. Despite the best efforts of Carga Y Paga, however, security cannot be absolutely guaranteed against all threats. To the extent of our possibilities, access to your personal information is limited to those who have the need to access them. Those who have access to the data are required to maintain the confidentiality of such information. We also make reasonable efforts to retain personal information only as long as the information is necessary to comply with the request for an individual or until the person asks that the information should be deleted.

Changes to this policy

Carga Y Paga may modify this Privacy Statement from time to time to reflect our current privacy practices. When we make changes to this statement, will review the "updated" date at the top of this page. We recommend that you check this Privacy Policy periodically to be informed about how to Carga Y Paga protects your information. In addition, information about changes to the Privacy Policy will be sent by email to all our registered customers.

Policy and compliance issues

Carga Y Paga is committed to protecting the online privacy of your personal information. If you have any questions or comments about our administration of your personal identification, please information, please contact us at You can also use this address to contact us with any concerns that you may have regarding compliance with our Online Privacy Policy.